Insurances
Health Insurance
If you live in Germany, you have to take out health insurance, either with a public or with a private health insurance company. The following is a simplified summary of the rules applying to international students at RWTH Aachen University.
- Registered students between the first and the fourteenth semester who do not have a degree and who are younger than 30 years may take out a student health insurance policy at a public insurance company; typically, special student tariffs are available. If the above criteria do not apply, you have to take out health insurance with a private insurance company. If you have taken out sufficient health insurance in your home country or a private insurance covering your stay in Germany, one of the public insurance providers can provide you with a written confirmation of exemption from taking out a German health insurance. In order to be exempt from German health insurance, you will have to fill in and submit form E111 (available for EU nationals) or provide similar evidence issued by the responsible body from your home country.
- Enrolled students who have had a health insurance policy from a public insurance company which is no longer valid due to age, their total amount of semesters studied, or the completion of their degree may renew their policy at the public insurance company, but usually at a higher tariff.
- Students attending the German language course or preparatory course at RWTH are not entitled to take out public health insurance although they are registered as students; they have to take out private health insurance. The International Office is glad to provide you with further information on private insurance companies.
- International Students who
- are above 30 years of age
- are in their 15th or higher semester
- already have obtained a degree equivalent to a German diploma or Master's
at the beginning of their study or research period at RWTH do not have to take out health insurance. Please note however that you are highly advised to do so, as medical treatment or a stay at a German hospital can be very costly. Please contact the International Office for further information.
Personal Liability & Accident Insurance
You are strongly advised to take out personal liability insurance in addition to your health insurance. Personal liability insurance provides compensation for a third party in case of an accident caused by the student. For further information, please contact the International Office or the Students' Union.
Accident Insurance (Unfallversicherung)
Student or employees of RWTH Aachen University are insured against work-related accidents and accidents taking place during university-organised events as well as on the entire premises of the university. Please note that you are not insured during your leisure time outside of the university premises. Any accident must be reported to the
InfoCenter des Studentenwerks (Info Centre of the Student Services Organisation)
Turmstraße 3
52072 Aachen
Raum BE.03
Office Hours: Monday - Thursday: 9.00 am to 2.00 pm
Phone +49 (0) 241 80 93200
E-Mail: Ute Vondrathen